Fannie Mae’s Home Ready

Fannie Mae’s Home Ready- 3% down- BRAND NEW

Home Ready is a conventional loan purchase program that allows a minimum 3% down payment.

You can even have a co-signer and the down payment can come as a verified gift. Home Ready is designed to promote home ownership. It does not require the applicant be a first time homebuyer!

Requirements dictate this must be your primary residence. Designed to complete with FHAs 3% down but without the upfront PMI and monthly PMI imposed on FHA loans.

Working with Worthington Mortgage

  • We put YOU first.
  • Worthington Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Worthington Mortgage can help you find the loan that is right for you!!!